Our History

Old American Indemnity Company (OAIC) is a property and casualty insurance company that is domiciled in Kentucky and specializes in nonstandard private passenger automobile insurance in multiple states. OAIC currently maintains approximately $10 million of statutory surplus and retains a portion of the business it writes, while ceding the remainder to well-capitalized and secure reinsurers who are experienced in the nonstandard auto insurance market. Existing business is produced through competent, trustworthy MGA partners in Georgia and Oklahoma. Opportunities for expansion currently exist in Alabama, Arizona, Indiana, Kentucky, Louisiana, Missouri, North Carolina, North Dakota, South Carolina, Tennessee, and Utah.

Texas business is produced through OAIC's sister company, Old American County Mutual.